Monarch is an all-inclusive platform for the modern consumer, investor, and merchant! A simple to use and easy to understand fiat to the crypto solution right in the palm of your hand. You can pay your monthly recurring bills, buy and sell crypto at the best rates, keep track of all your passwords all from your phone. Monarch’s security tokens are backed by physical silver as well to ensure real-world value. For people who buy the security tokens, the tokens get airdropped a utility token for free and receive weekly dividends, forever.